Applying for the American Express Marriott Bonvoy Card

  • Be at least 18 years old (or the age of majority in your state)
  • Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Provide a U.S. residential address
  • Have a steady source of income sufficient to support a hotel rewards credit card with an annual fee
  • Possess a valid email address and mobile phone number
  • Typically have good to excellent credit

Step-by-Step: How to Apply for the American Express Marriott Bonvoy Card

  1. Click the “Apply Now” button on the official American Express website
  2. Enter your personal information, including name, address, and SSN/ITIN
  3. Provide employment details and annual income
  4. Review the card’s terms, annual fee, rewards structure, and disclosures
  5. Submit your application for review
  6. If approved, follow the instructions to activate your card and link it to your Marriott Bonvoy account

Many applicants receive a decision within minutes.


Frequently Asked Questions

How long does approval take?

In many cases, American Express provides an instant decision. Some applications may require additional review or verification.

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Do I need excellent credit to qualify?

The American Express Marriott Bonvoy Card is generally intended for applicants with good to excellent credit, though approval depends on your overall financial profile.

Does American Express perform a credit check?

Yes. American Express conducts a credit inquiry to evaluate your eligibility for the card.

Is the Marriott Bonvoy Card good for balance transfers or financing purchases?

No. The American Express Marriott Bonvoy Card is a traditional credit card focused on earning hotel rewards, not on balance transfers or long-term financing.


Applying for the American Express Marriott Bonvoy Card is fast, secure, and fully online. If you frequently stay at Marriott Bonvoy properties and want to earn free nights, points, and elite status benefits, this card can deliver strong long-term value when used strategically.

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