BankAmericard Credit Card

The BankAmericard® Credit Card is designed for consumers who want to save on interest while paying down balances over time. With an extended 0% intro APR period on purchases and balance transfers, no annual fee, and straightforward terms, this card is ideal for responsible borrowers focused on minimizing interest rather than earning rewards.


This card offers predictable, low-cost financing with no annual fee, $0 liability protection, easy digital management, and the trusted security features of Bank of America. It’s a reliable option for people who want to pay down debt efficiently without the distraction of reward programs.

Key Benefits of the BankAmericard® Credit Card

  • 0% intro APR for an extended period on purchases and balance transfers
  • No annual fee
  • Great for consolidating high-interest card balances
  • Account access and management through the Bank of America mobile app
  • Security alerts and $0 liability protection for unauthorized transactions
  • Free FICO Score updates

Who Is This Card For?

The BankAmericard® Credit Card is ideal for individuals who want a simple, low-cost credit card to reduce interest expenses. Whether you’re consolidating existing balances or financing essential purchases over time, this card is designed for people who prioritize savings and financial stability over rewards or bonuses.

Other publications