Applying for the CIBC Aeroplan Visa Credit Card
Before applying for the CIBC Aeroplan Visa Credit Card, applicants must meet several basic eligibility requirements set by CIBC and the Aeroplan program.
You must be at least 18 years old, or the age of majority in your province or territory. A valid Canadian Social Insurance Number (SIN) is required, along with a Canadian residential address. Applicants must also have a steady source of income and be able to provide accurate personal and financial information.
While this is an entry-level Aeroplan card, a fair to good credit history is typically required for approval. Income requirements are lower than those for Visa Infinite cards, making this option more accessible to a broader range of applicants.
Step-by-Step: How to Apply for the CIBC Aeroplan Visa Credit Card
Applying for the CIBC Aeroplan Visa Credit Card can be done entirely online through CIBC’s official website and usually takes only a few minutes.
Start by visiting the official CIBC Aeroplan Visa Credit Card application page. Click on the “Apply Now” button to begin the process. You will need to provide your personal details, including your full name, Canadian address, and Social Insurance Number.
Next, enter your employment information and annual income. Review the card’s terms and conditions carefully, including interest rates, annual fees, and insurance coverage. Once confirmed, submit your application for review.
Many applicants receive an instant decision. If approved, you can activate your card upon delivery and manage your account through CIBC Online Banking or the CIBC mobile app.
Frequently Asked Questions
How long does approval take?
In many cases, CIBC provides an instant approval decision. Some applications may require additional verification, which can extend the review time by a few business days.
Do I need excellent credit to qualify?
No. The CIBC Aeroplan Visa Credit Card is generally suitable for applicants with fair to good credit, making it more accessible than premium Aeroplan cards.
Does CIBC perform a credit check?
Yes. CIBC conducts a credit inquiry to assess your credit profile and determine eligibility for the card.
Is the CIBC Aeroplan Visa Credit Card good for frequent travelers?
The card is best suited for casual or moderate travelers who primarily fly with Air Canada. Frequent travelers may benefit more from higher-tier Aeroplan cards with enhanced perks.
Applying for the CIBC Aeroplan Visa Credit Card is fast, secure, and fully online. If you want an easy way to earn Aeroplan points on everyday spending and access Air Canada rewards without a high annual fee, this card offers solid value.