American Express Marriott Bonvoy Card Review


Introduction (Overview)

The American Express Marriott Bonvoy Card is a hotel-focused rewards credit card designed for travelers who frequently stay at Marriott Bonvoy properties and want to earn free nights, points, and elite benefits.

With strong earning rates on Marriott stays, a valuable annual free night award, and automatic elite status, this card is well suited for loyal Marriott customers. In this review, we’ll cover its features, fees, benefits, pros and cons, and who this card is best for.

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Key Features and Card Details

  • No introductory APR; standard variable APR applies after purchases post
  • $95 annual fee, often offset by the annual free night award
  • Ideal for travelers who frequently stay at Marriott Bonvoy hotels rather than for debt consolidation
  • Easy account management through the American Express mobile app
  • American Express security features, purchase protection, and travel-related benefits
  • Access to Amex Offers and Marriott Bonvoy member-exclusive promotions and discounts

Who Is This Card Best For?

The American Express Marriott Bonvoy Card is best for travelers in the U.S. who regularly stay at Marriott Bonvoy hotels and want to earn free nights and elite benefits over time.

This card may not be a good fit for consumers who prefer flexible travel rewards, cash-back cards, or who rarely stay at Marriott properties.


Final Verdict: Is the American Express Marriott Bonvoy Card Worth It?

If you are loyal to Marriott Bonvoy and stay at its hotels at least a few times per year, the American Express Marriott Bonvoy Card can offer excellent value. The annual free night award alone can justify the annual fee when used strategically.

However, travelers seeking broader rewards flexibility or premium travel perks may find better value in other travel cards.

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